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  Sukanya samriddhi yojna is a small deposit scheme of the government of India meant exclusively for a girl child and is launched as a part of Beti Bachao Beti Padhao compaign.The scheme is meant to meet the education and marriage expenses of a girl child. Sukanya samriddhi yojna interest rate Currently, the  interest rate of SSY  scheme was reduced 7.6% and it is compounded on a yearly basis. Interest is not payable once the duration of the scheme is completed or if the girl becomes a Non-resident Indian (NRI) or a non-citizen. The rate of interest is decided by the government and is determined on a quarterly basis. How to open a Sukanya Samriddhi Yojana account? ·         Fill out the  SSY Account  opening form ·         Keep the documents ready along with photographs ·         Pay the deposit amount rs 700/- ·      ...

  A GPS tracking device is a portable unit that allows users to monitor and track its location. These devices are most commonly used in vehicles as car tracking systems.  While tracking devices are similar to in-car navigation systems, there are a few key differences. GPS navigation systems show drivers their location on a digital map and then provide driving instructions to get to a designated point. On the other hand, GPS trackers use GPS technology to track a vehicle’s current location and trip history. The GPS data is then broadcasted to a computer, smartphone, or tablet.  How do GPS trackers work? GPS trackers connect to a series of satellites to determine location. The tracker uses a process called trilateration which uses the position of three or more satellites from the Global Navigation Satellite System (GNSS) network and its distance from them to determine latitude, longitude, elevation, and time.  Learning how to work a GPS tracker is sim...

  Online Portals   You can use the EMI Card online to buy the items you want on leading e-commerce websites such as Amazon, Flipkart, Paytm mall; travel websites such as Yatra, Goibibo and MakeMyTrip; brand websites such as Samsung, Oppo, etc., and many more. So quit waiting and book that hotel stay you have been procrastinating or the furniture you have been saving up for, today on EMI and pay as per your convenience.   Partner Stores   You can use your Bajaj Finserv EMI Network card not just online but offline too. A network of more than 1.2+ lakh partner stores spread across 2,900 cities of India become accessible to you with the card. Just walk into any of the Bajaj Partner Stores in your city, choose the product, swipe your card, and pay later as per the EMI duration of your choice. It is that simple!   Bajaj Market   Whether you want to open a fixed deposit, Unit-Linked Insurance Plan (ULIP), retirement plan, get a loan (personal, ...

  PAN is an abbreviation for the Permanent Account Number. It is a unique 10-digit alphanumeric digit issued by the Income Tax Department to Indian taxpayers. All the tax-related transactions and information of a person are recorded against their unique permanent account number. When the person has to pay advance tax or self assessment tax, he/she needs to mention the PAN number. Also, where the person submits his PAN to certain entities like banks, mutual fund companies, etc. The financial information from such entities goes to the income tax department via PAN. This allows the taxman to link all tax-related activities with the department. Hence, just by putting a permanent account number the taxman can identify all your financial transactions. The primary purpose of the PAN is to bring a universal identification to all financial transactions and to prevent tax evasion by keeping track of monetary transactions, especially those of high-net-worth individuals who can impact the ec...

  New Delhi:  Mortage lender Housing Development and Finance Corporation (HDFC) has increased its retail prime lending rate (RPLR) by 5 basis points (bps), resulting in an identical hike in home loan rates for existing customers. For customers with a credit score of above 750, HDFC's adjustable-rate home loans will now be 6.75 per cent. The new rates will come into effect from May 1, 2022.   Revised Retail Prime Lending Rate Loan Slab Home Loan Interest Rates (% p.a.) For loans up to 30 Lakhs 6.85% For loans up to 30.01 Lakhs to 75 Lakhs 7.10% For loans up to 75.01 lakhs & above 7.20%   This comes after many banks including SBI, Kotak Mahindra and Bank of Baroda (BOB) increased the marginal cost of lending rate (MCLR). Earlier last month, the SBI had hiked the marginal cost of lending rate (MCLR) on loans across all tenors by 10 basis points. One basis poi...

  Money transactions are a part of our daily life now! Nowadays, Rs 100 to Rs 200 are even transferred online. In today's world, nobody needs to carry cash along with themselves anymore whenever outdoors. Life has become quite easy now because no one has to really be afraid of thefts and other impending risks involving money. This is all because of the emergence of digital banking. This digital banking, which sprouted under the umbrella of physical banks or financial institutions is now rapidly growing to be a new entity, where all the retail banking services are offered to the customers independently. Jupiter is one of the promising digital banking startups that is modeled on the neobanking concept. Headquartered in Mumbai, Maharashtra, Jupiter promises a wide range of banking and account-related services, unique savings pots, real-time spend breakdowns and insights, real-time monitoring of your net worth, and more, all of which might also present you excellent rewards. Therefor...

  N ew Delhi: ICICI Bank has increased the fixed deposit rates in a bid to provide better returns to FD investors. The private sector lender has increased the deposit rates by 5 to 10 basis points. The new deposit rates are effective from Thursday, April 28, 2022.  ICICI Bank has increased the interest rates for fixed deposit investments worth more than Rs 2 crore to Rs 5 crore. The FD investments should be of tenures of more than 1 year to receive better returns on investments. ICICI Bank has kept the interest rates unchanged on FDs with a maturity period of less than one year.   ICICI Bank Increased FD Rates  ICICI Bank is now offering an increased interest rate of 4.35% on fixed deposit investments with a maturity period of 1 year to 389 days. The lender was offering an interest rate of 4.30% on such investments. Also, investors will now get returns at a 4.35% rate for FD investments maturing in 390 days to less than 15 months.  Meanwhile, ICICI ...