What ia zest money
ZestMoney is the fastest way to pay using EMI even if you do
not have a credit card. Using its completely online process you can pay for
your entire cart amount in EMIs of your choice as and when made available to
you by our lending partners. Loans taken through our platform have some of the
highest approval rates and zero pre-closure charges.
How does
ZestMoney make money?
ZestMoney also charges a
“merchant commission” on a fixed rate on products and services purchased by the
borrowers from the merchants. This income made up 31.1% of the revenue
and grew by 2.3X to Rs 22.51 crore during FY20.
What is the
benefit of ZestMoney?
ZestMoney
EMI offers a lot of benefits like no-cost EMI, 0 down payment, 0 application
fee, 0 processing fee, 0 pre-closure fees, and an option to shop at 3000
merchant partners for clothing, travel, furniture, insurance or education.
5 reasons to Zest
• 0%
interest, no joining fees, no hidden charges
• Personalized
credit limit of up to 2 lac
• Accepted
at 10,000 online stores and 75,000 physical retail stores
• 3-step
fast approval process - no paperwork, no credit card needed
11+ million
happy users, 4.7 app rating on Play Store
How do you use ZestMoney in shops?
As
easy as 1, 2, 3
1. Download.
Download the Zest app, complete your profile, and see what your credit limit
is.
2. Activate.
Upload your KYC, set up automatic repayments from your bank account, and you
are set.
3. Use. Use
Zest to pay when making payments at 100,000 offline and 15,000 online stores.
How can I verify my ZestMoney?
1) Go to the
KYC verification page on our website. 2) Submit your Aadhaar number and other
details. 3) You will be then prompted to enter the OTP sent to the mobile
number registered on your Aadhaar card. 4) Submit the form.
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