What ia zest money

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ZestMoney is the fastest way to pay using EMI even if you do not have a credit card. Using its completely online process you can pay for your entire cart amount in EMIs of your choice as and when made available to you by our lending partners. Loans taken through our platform have some of the highest approval rates and zero pre-closure charges.

 

How does ZestMoney make money?

ZestMoney also charges a “merchant commission” on a fixed rate on products and services purchased by the borrowers from the merchants. This income made up 31.1% of the revenue and grew by 2.3X to Rs 22.51 crore during FY20.

 

 

What is the benefit of ZestMoney?

ZestMoney EMI offers a lot of benefits like no-cost EMI, 0 down payment, 0 application fee, 0 processing fee, 0 pre-closure fees, and an option to shop at 3000 merchant partners for clothing, travel, furniture, insurance or education.

 

 

5 reasons to Zest

 

• 0% interest, no joining fees, no hidden charges

 

• Personalized credit limit of up to 2 lac

 

• Accepted at 10,000 online stores and 75,000 physical retail stores

 

• 3-step fast approval process - no paperwork, no credit card needed

11+ million happy users, 4.7 app rating on Play Store

 

How do you use ZestMoney in shops?

As easy as 1, 2, 3

1.    Download. Download the Zest app, complete your profile, and see what your credit limit is.

2.    Activate. Upload your KYC, set up automatic repayments from your bank account, and you are set.

3.    Use. Use Zest to pay when making payments at 100,000 offline and 15,000 online stores.

 

How can I verify my ZestMoney?

1) Go to the KYC verification page on our website. 2) Submit your Aadhaar number and other details. 3) You will be then prompted to enter the OTP sent to the mobile number registered on your Aadhaar card. 4) Submit the form.

 


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